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Two households. Same total income. Completely different outcomes. A couple earning £60k each keeps more money and receives child benefit. But a single earner on £120k loses their personal allowance and child benefit due to the high income child benefit charge. The UK tax system doesn’t just tax how much you earn. It taxes how you earn it. That’s why income structure matters more than income alone. Most people focus on earning more. Very few focus on structuring their income properly. Save this i
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