In July, 50% of a person’s check will be withheld by the Social Security Administration if it issued an overpayment to them in the past. This effort is made through the Treasury Offset Program (TOP) which withholds the money until repayments are made.

The first round of July’s Social Security payments, worth up to $5,108 for the highest-income earners who retire at age 70, will be distributed in six days. Here is all you need to know about July’s Social Security payments.

Regular payments will continue on their standard schedule throughout July 2025. However, recipients who received overpayment notices beginning April 25, 2025, may see their payments reduced starting approximately July 24, 2025. The SSA provides a 90-day notice period between issuing overpayment notifications and beginning benefit withholding.