Key Takeaways The average 401(k) balance for people in their 60s was $568,040 as June 2025. The median amount saved was much lower, at $188,792.How much you need to have saved for retirement will ...

Moving your old 401 (k) funds to a new 401 (k) or IRA is the best option for most people. It lets you avoid the tax penalties ...

To be clear, you probably don't want to keep all your retirement savings in a taxable account, because that means losing out ...

For example, Empower noted that as of October 2025, the average 401 (k) balance across all age cohorts was $326,459. But that ...

Spending too much, missing structure, or draining savings too fast? These red flags could mean you retired before you were ready. Here’s what you can do.