Recent research reveals retirees withdraw just 2.1% of their savings annually—about half the amount experts recommend. Here's ...

A 401 (k) is designed for retirement, not short-term emergencies. The baseline rule is this: withdraw money before age 59½, ...

Early withdrawals can shrink your 401(k) savings. See how to calculate the IRS 10% penalty, and learn about exceptions, SECURE 2.0 updates, and penalty‑free alternatives.

Turning 65 used to mean a hard stop at work and a simple rule of thumb for tapping savings. Today, retirements stretch longer ...

The new change to catch-up contributions could mean you’ll have more taxable income in the next filing year. For ...

New research is turning conventional retirement savings wisdom on its head. This article originally appeared here and was ...

Turning 60 is a major milestone, especially when it comes to your 401(k) retirement plan. In 2026, there will be several changes to 401(k)s, including new contribution limits and tax changes for high ...

There's typically a 10% early withdrawal penalty if you take money out of your 401(k) before turning 59 1/2. The IRS does offer some exceptions to this rule. Even if you qualify for an exception, ...