Financial advice professionals have used the 4% rule as a benchmark for advising their clients in scheduling their retirement ...

One way to mitigate this issue is to keep some portion of your portfolio in cash or short-term bonds to meet short-term needs ...

It’s easy to assume that if you retire with $1 million or $2 million saved, you have enough to “take what you need.” But ...

In particular, a financial fraud case in my area has really stood out to me. An accountant and financial adviser died ...

When times are tough and household budgets are under severe strain, taking cash out of your 401(k) plan can provide some relief. However, it’s best to be cautious, as there are specific rules related ...

Morningstar’s new analysis suggests retirees can start with one withdrawal rate and adjust for inflation, but taxes, fees, and portfolio mix still matter.

Retiring with $1.8 million in the bank is going to put you in a very strong financial position relative to most Americans, ...

In 2022, the last year for which there’s data available, the average retirement savings balance for 65- to 74-year-olds was about $609,000, according to the Federal Reserve. Now stock market gains ...

A well-planned retirement portfolio should ideally be built around several different income buckets. When combined, those sources aim to produce a sustainable withdrawal rate that supports ...

Rebecca Rosenberg has 10+ years of experience as a writer and content strategist. She has written dozens of articles on retirement, financial planning, business, tech, and more. Rebecca has a master’s ...