Top CDs boast APYs up to 4.50% -- and your returns will never drop, even when the economy is precarious. Kelly is a former editor for CNET Money covering banking. She has over 10 years of experience ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Jen Hubley Luckwaldt has over 15 years of experience writing and editing personal ...

Looking for the best certificate of deposit (CD) rates today? As of Nov. 14, 2025, Daniels-Sheridan Federal Credit Union is offering the best rate at 5.11% annual percentage yield (APY) for a 12-month ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Jen Hubley Luckwaldt has over 15 years of experience writing and editing personal ...

CD rates are still drifting lower as October moves along. Since the Fed cut rates in September, plenty of banks have already trimmed their top APYs -- and with another Fed meeting coming up on Oct. 28 ...

Rates on three-month CDs have seen no change since this time last week, remaining at 1.28% today. Over the past month, rates on three-month CDs have climbed marginally. The current national high for a ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. To improve the chances of their savings success, however, they should ...

Rates on three-month CDs have remained the same from a week ago. The national average rate was 1.32% as of October 11, 2024, the latest data available, the same as the previous week and down one basis ...

The Federal Reserve is likely to cut interest rates soon -- and some banks are already lowering their CD rates. Some 5-year CDs still pay over 4.00% APY. Five years is a long time to lock up your ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance. If ...