Hurricane Season 2025 is quickly approaching, which means home insurance in Florida will get harder to buy in just a few months. Although the state's been in a years-long insurance crisis, it's ...

An HO-2 policy is a type of homeowners insurance that only covers damages caused by perils specifically named in your policy. An HO-2 typically covers 16 named perils, including damage from fire and ...

HO-3 insurance is the most common type of home insurance policy. Standard HO-3 policies provide coverage for your home’s structure, contents, liability, medical payments and additional living expenses ...