The USDA home loan application process can take a bit longer than usual. Here are the steps it takes, from beginning to end.

USDA home loans can help low-income homebuyers buy a house in a rural area with a 0% down payment and a low interest rate.

Buying a home can feel overwhelming, especially when you're trying to decide which mortgage program is right for you. When exploring government-backed loans, FHA and USDA options both promise ...

USDA Rural Development sets income limits by household size and county. As of 2025, the standard income cap in most Iowa counties is $112,450 for 1–4 person households. These limits were recently ...